PURPOSE-BUILT FOR TRADING & WHOLESALE

The smartest way
to run your trade business.

Sales invoices, purchase orders, warehouse stock, landed cost, and customer statements, with AI that watches your numbers so you do not have to.

Sales & Purchase OrdersLanded CostMulti-WarehouseCustomer StatementsBuilt-in AIDouble-Entry Accounting
4.9/5 • 2,400+ reviews
No credit card requiredCancel anytime
AI
AI Insight: Revenue up 22% MoM
Finova AI • Health score 91/100
$
Payment received • $18,400
Al-Falah Trading • just now
usefinova.app/dashboard
Live
Business Dashboard
March 2026 • All warehouses
Week
Month
Year
REVENUE
$0
↑ 22%vs last month
NET PROFIT
$0
63%profit margin
Recent InvoicesView all ->
G
Gulf Star Trading
$12,400Paid
A
Al-Noor Distributors
$8,750Pending
M
Metro Wholesale Co.
$21,100Paid
WH
3 active
Warehouses
OO
28
Open Orders
AI
91/100
AI Score
18,000+
Businesses
across 40 countries
99.9%
Uptime
guaranteed SLA
4.9 / 5
Rating
from verified users
< 2 min
Setup time
from signup to first invoice
THE PROBLEM

Sound familiar?

These are the operating problems growing businesses hit first. Finova is designed to remove them.

BEFORE FINOVA
Month-end takes a week
↓ Finova fixes this
📓
WITH FINOVA
Books close in hours with auto-reconciliation.
BEFORE FINOVA
Spreadsheets are full of mistakes
↓ Finova fixes this
📊
WITH FINOVA
A structured accounting engine keeps every entry aligned.
BEFORE FINOVA
Cash flow is impossible to track
↓ Finova fixes this
💸
WITH FINOVA
Live dashboards update with every sale, purchase, and payment.
BEFORE FINOVA
Stock never matches invoices
↓ Finova fixes this
📦
WITH FINOVA
Inventory moves with real transactions in real time.
BEFORE FINOVA
Payroll and teams run manually
↓ Finova fixes this
👥
WITH FINOVA
Attendance, payroll, and finance stay connected in one place.
BEFORE FINOVA
Branch performance is unclear
↓ Finova fixes this
🏢
WITH FINOVA
See business-wide and branch-wise control from a single workspace.
FOCUSED INDUSTRIES

Finova is currently optimized for these core business models.

Instead of listing dozens of industries here, we are targeting the business types that need strong operations, stock, finance, and execution workflows from day one.

05
Focused Businesses
4-8
Core Modules Each
100%
Workflow Guided
🏪Target Business

Retail Store

Finova helps retail teams sell faster, track stock branch-wise, run promotions, manage customer loyalty, and print receipts in the right format.

View solution
CORE MODULES
POS Terminal
Product Catalog
Stock Transfer
Branch Reports
TYPICAL FLOW
1
Receive stock
2
Sell at counter
3
Control branches
4
Review daily performance

Need a different industry setup later? Request a custom setup and we'll extend it with the same Finova structure.

Explore solution details
LIMITED OFFER - 75% OFF FIRST 3 MONTHS

Stop patching. Start running.

One platform for traders, retailers, distributors, manufacturers, and import-export teams.

BUILT FOR TRADE

Everything a trading business actually needs

Designed for importers, wholesalers, and distributors — not a generic accounting tool retrofitted for trade. Every workflow maps to how you actually operate.

Finance

Real-Time P&L — Always Live

Stop waiting for month-end. Finova's accounting engine updates your P&L, balance sheet, and trial balance the moment any transaction is recorded. See exactly where your business stands — right now.

Instant P&L by date range or branch
Auto-posted journal entries
Tax-ready reports in one click
Explore this feature
P&L Statement · Live● Live
PERIOD: JAN–MAR 2025
Revenue
$248,000+18.2%
COGS
$91,000+4.1%
Gross Profit
$157,000+28%
Expenses
$42,000-3.2%
Net Profit
$115,000+31%
Invoices · All clients
$30,250
Total
$17,600
Paid
$8,750
Pending
$3,900
Overdue
INV-1042 · Alpha Trading Co.
$12,400
Paid
INV-1041 · Beta Distributors
$8,750
Pending
INV-1040 · Gamma Retail Ltd.
$5,200
Paid
INV-1039 · Delta Supplies
$3,900
Overdue
Trade Flow

Quotation → Order → Delivery → Invoice

Run your entire trade cycle in one place. Create a quotation, convert it to a sales order, issue the delivery challan, and generate the invoice — all linked, all tracked, all posted to your accounts automatically.

Quotation → Sales Order → Invoice conversion
Customer statements & payment follow-up
Credit limits & overdue alerts per customer
Explore this feature
Purchasing

Landed Cost & Multi-Warehouse Stock

Import goods from anywhere and get the true cost — Finova allocates freight, customs, and handling charges across your items automatically. Track stock across multiple warehouses in real time with full lot and batch traceability.

Landed cost allocation (freight, customs, handling)
Multi-warehouse with real-time stock levels
Purchase Order → GRN → Invoice 3-way match
Explore this feature
Inventory · Main Warehouse⚠ 2 low stock
Samsung 4K TV 55"
SKU: TV-001
$31,500
42 units
iPhone 15 Pro 256GB
SKU: PH-102
$9,600
LOW STOCK
8 units
Sony WH-1000XM5
SKU: HP-055
$23,750
95 units
Dell XPS 15 Laptop
SKU: LT-033
$7,200
LOW STOCK
3 units
Branch Overview · All Companies
CONSOLIDATED REVENUE
$270k
↑ +22% vs last quarter
Head Office — Karachi
$82k
Revenue
$24k
Profit
Branch A — Lahore
$54k
Revenue
$15k
Profit
Branch B — Islamabad
$38k
Revenue
$9k
Profit
Branch C — Dubai
$96k
Revenue
$31k
Profit
Scale

One Login. Every Branch. Every Company.

Whether you have 2 branches or 20 companies, Finova keeps them all under one roof. Switch between entities instantly, run consolidated reports, and manage user access per company — without any confusion.

Unlimited branches & companies
Consolidated financial reports
Per-company role & access control
Explore this feature
AI Intelligence

Your Business Has a Brain Now.

Finova AI reads your real financial data every day and tells you exactly what to do. Spot overdue invoices, predict next month's revenue, discover what new products to stock, and get a personalized growth plan — all without leaving your dashboard.

Ask AI anything about your finances
Smart alerts: overdue, cash risk, expense spikes
Market Intelligence — what products to add next
30/60/90-day revenue & cashflow forecast
AI Business Advisor with step-by-step growth plan
Explore this feature
Finova AI — Intelligence Center● AI Active
🤖
AI Financial Assistant
Analyzing your business data…
87
Health Score
📈Revenue up 18% vs last monthInsight
🚨3 overdue invoices — $14,200 at riskAlert
🌐Add solar panels — high demand in Q2Market
🎯Collect overdue payments todayAction
📊30-day forecast: $285k revenue projectedForecast
EVERYTHING INCLUDED

50+ modules. One platform. Zero add-ons.

Unlike competitors that charge extra for each module, Finova gives you everything — accounting, inventory, HR, CRM, banking, and reports — all in one subscription.

📒
Core Accounting
6 features
🧾
Invoicing & Billing
6 features
📦
Inventory
7 features
🏦
Banking & Payments
6 features
👥
HR & Payroll
6 features
🎯
CRM & Sales
6 features
📊
Reports & Analytics
7 features
🌍
Multi-Branch & Scale
6 features

Need something specific? All modules are available on every plan.

CUSTOMER STORIES

Trusted by businesses worldwide

4.9average rating
2,400+ verified reviews
40+ countries
⭐ FEATURED
"

Finally, accounting that matches our business reality. Bank reconciliation used to take 3 days — now it's done before lunch.

PROFESSIONAL Plan
TM
Thomas Miller
CEO · Miller Trading Co.
⭐ FEATURED
"

The dashboard gives us instant clarity across all 5 branches. We scaled from 2 to 5 locations with zero chaos.

ENTERPRISE Plan
AS
Alicia Stevens
CFO · Global Distribution Group
⭐ FEATURED
"

We were running on spreadsheets and prayers. Switching to Finova was the single best operational decision we made this year.

PROFESSIONAL Plan
RK
Ryan Kennedy
Managing Director · Apex Supply Chain
🏷️LIMITED TIME OFFER

Simple, transparent pricing

75% off for your first 3 months. No hidden fees. Cancel anytime.

Starter

For small businesses getting started

$49/mo75% OFF × 3 months
$12/mo
First 3 months discounted, then full monthly billing
Get Started
Up to 5 users
Invoicing & billing
Ledger & trial balance
Inventory management
Basic reports
Bank reconciliation
Multi-branch support
HR & Payroll
CRM
Priority support
MOST POPULAR
Professional

Most popular for growing SMEs

$99/mo75% OFF × 3 months
$25/mo
First 3 months discounted, then full monthly billing
Go Professional
Up to 25 users
Everything in Starter
Bank reconciliation
Multi-branch support
HR & Payroll
CRM
Advanced reports
Role-based access
Multi-company
Priority support
Enterprise

Full power for large organizations

$249/mo75% OFF × 3 months
$62/mo
First 3 months discounted, then full monthly billing
Go Enterprise
Unlimited users
Everything in Pro
Dedicated onboarding
Custom integrations
SLA guarantee
Priority support 24/7
White-label option
Custom reporting
Multi-currency
API access
Custom

Pay only for the modules you need

Your price
Based on modules you select
Build Your Plan
Choose only what you need
Per-module pricing
Accounting & Ledger
Invoicing
Add HR, CRM, POS & more
Scales with your business
No unused modules
Flexible user count
Dedicated account manager
Custom contract terms
🔒Secure payments
🔄Cancel anytime
🌍Global coverage
💬24/7 support
🚀Setup in minutes

Need a custom plan? We build packages around your exact modules and team size.

View full pricing & compare all features →
FREQUENTLY ASKED

Got questions? We've got answers.

Everything you need to know about Finova — from accounting to payroll to security.

Is Finova a true double-entry accounting system?

Yes. Every transaction in Finova posts both a debit and a credit automatically. Your general ledger, trial balance, P&L, and balance sheet are always in sync — no manual journal entries needed for routine transactions.

Can I manage my chart of accounts?

Absolutely. Finova auto-generates a chart of accounts based on your industry when you sign up. You can add, rename, or restructure accounts at any time. Full support for assets, liabilities, equity, income, and expense accounts.

Can I lock accounting periods?

Yes. Once a period is closed, you can lock it to prevent any backdated changes. This is critical for audit integrity. Admins can reopen a period if corrections are needed — with a full audit trail of who changed what.

What reports does Finova generate?

P&L statement, balance sheet, trial balance, cash flow statement, ageing reports (receivables & payables), tax summaries, ledger reports, and custom date-range reports. All exportable as PDF or Excel instantly.

Can I create both sales and purchase invoices?

Yes. Finova covers the full billing cycle — sales invoices, purchase invoices, credit notes, debit notes, and advance payments. Every invoice automatically updates your ledger and inventory.

How does payment tracking work?

Record full or partial payments against any invoice. Finova automatically calculates outstanding balances, tracks payment history, and generates ageing reports so you always know who owes you and for how long.

Can I generate PDF invoices and send them to clients?

Yes. Generate a professional PDF invoice in one click. You can download it, print it, or email it directly to your customer from within Finova. Custom invoice templates are available on Pro and Enterprise plans.

Does inventory sync with invoices automatically?

Yes — this is core to how Finova works. When you create a sales invoice, stock is deducted immediately. When you post a goods received note (GRN), stock is added. No manual stock adjustments needed for routine transactions.

Can I manage multiple warehouses?

Yes. Define unlimited warehouses or storage locations. Transfer stock between them with full documentation. Reports show stock levels per warehouse or consolidated across all locations.

Which inventory valuation methods are supported?

Finova supports FIFO (First In First Out), LIFO (Last In First Out), and Weighted Average Cost. The method affects your COGS calculation and is applied automatically to every sale.

How do low stock alerts work?

Set a reorder level for each product. When stock falls at or below that level, Finova flags it on your dashboard and inventory reports. You can action a purchase order directly from the alert.

Does Finova handle salary processing?

Yes. Define employee salaries, allowances, and deductions. Run monthly payroll in one click — Finova calculates net pay, generates payslips, and automatically posts the payroll entry to your accounting ledger.

How is attendance tracked?

Mark attendance daily (present, absent, late, half-day) manually or via bulk import. Attendance records feed into payroll automatically — late arrivals and absences deduct accordingly based on your policy.

Can employees apply for leave through Finova?

Yes. Employees can log leave requests which managers approve or reject. Leave balances (annual, sick, casual) are tracked automatically and deducted from payroll when leaves are taken.

Can I manage multiple companies from one login?

Yes — this is one of Finova's core strengths. Add unlimited companies and branches under one account. Switch between them instantly without logging out. Each company's data is fully isolated.

Can I see consolidated reports across all branches?

Yes. Finova generates consolidated P&L, balance sheets, and cash flow across all your companies or branches. You can also drill into individual branch performance at any time.

Can users have different roles in different companies?

Absolutely. A user can be an Admin in Company A, a read-only Accountant in Company B, and have no access to Company C. Role and permission assignment is per company.

How does bank reconciliation work in Finova?

Import your bank statement (CSV or Excel). Finova auto-matches transactions against your ledger entries by amount, date, and reference. Unmatched items are highlighted for your review. Mark the period reconciled when done.

Can I manage multiple bank accounts?

Yes. Add unlimited bank accounts in any currency. Each account has its own ledger, statement history, and reconciliation record. Switch between accounts from the bank reconciliation module.

Does Finova support multi-currency transactions?

Yes. Transact in any of 150+ currencies. Set exchange rates manually or let Finova fetch live rates. Realized and unrealized forex gains and losses are calculated automatically and posted to your ledger.

What does the 75% discount cover?

Your first 3 months are 75% off the regular plan price — on any plan (Starter, Pro, or Enterprise). After 3 months, standard pricing applies. No contracts. Cancel anytime before month 4 if you change your mind.

What's the difference between monthly and yearly billing?

Monthly billing charges you each month at the standard rate. Yearly billing gives you an additional 20% discount on top — you pay for 12 months upfront but save significantly. The 75% first-3-months offer applies to both billing cycles.

Can I upgrade or downgrade my plan?

Yes, at any time. Upgrades take effect immediately. Downgrades apply from your next billing date. If you upgrade mid-cycle, you're only charged the prorated difference.

What happens to my data if I cancel?

Your data stays accessible for 30 days after cancellation so you can export everything. After 30 days, it is securely deleted. We never hold your data hostage — export to Excel or PDF at any time, even while subscribed.

Is my financial data secure?

Yes. All data is encrypted in transit (TLS 1.3) and at rest (AES-256). Each company's data is fully isolated — no cross-company data leakage is possible by design. We perform regular security reviews as the platform scales.

Who can see my company's data?

Only users you invite to your company, with the roles you assign. Even Finova support staff cannot access your financial data without your explicit permission. Full audit logs record every action taken by every user.

Are there audit logs?

Yes. Every create, edit, and delete action is logged with the user's name, timestamp, and the exact change made. Audit logs cannot be edited or deleted — they are your permanent record of who did what and when.

Still have questions? Our team is happy to help.

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Join traders, wholesalers, distributors, and import/export businesses using Finova for invoicing, stock control, branches, and trade-ready operations.

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✅ EVERYTHING INCLUDED — NO ADD-ONS
📒Double-Entry Accounting
🧾Invoicing & Billing
📦Inventory Management
🏦Bank Reconciliation
👥HR & Payroll
🏢Multi-Branch & Companies
📊Real-Time Reports
🌍Multi-Currency
🔐Role-Based Access
💬CRM & Follow-ups
🛒Purchase Orders & GRN
⚙️API & Integrations
🤖AI Financial Insights
🔔Smart Anomaly Alerts
📈Revenue Forecast (30/60/90d)
🌐Market Intelligence
🧭AI Business Advisor
💬Ask AI — Financial Chat
🔒Bank-grade encryption
Setup in minutes
🔄Cancel anytime
🎧24/7 support
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Finova - Global Accounting & Business Management Platform